Toronto’s Tech-Forward Finance Team

Your Complete Finance Department.
Fractional Cost.

From daily bookkeeping to C-suite CFO strategy — one cohesive team that scales with your business.

See How It Works
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150+ businesses trust APX with their finances
Financial OverviewMar 2026
Monthly Revenue
$0K 12.4%
Net Cash Flow
$0K 8.2%
Burn Rate
$0K 3.1%
Revenue vs Expenses
Revenue Expenses
Q1 tax filing completed2 hours ago
Cash flow forecast updated4 hours ago

Running a business is hard enough.
Your finances shouldn't hold you back.

Your books are always behind

Making decisions on 45-day-old data means you're flying blind. Real-time visibility isn't a luxury, it's a necessity.

Tax season feels like a crisis

No more scrambling for receipts in March. We build systems so tax filing is just another Tuesday.

You can't see your real picture

Revenue is up, but where is the cash? Without proper forecasting, growth can disguise cash flow disasters.

Paying for hires you don't need

A full-time CFO costs $200k+. A junior bookkeeper can't strategize. Get the exact expertise you need, when you need it.

One Team. Three Levels.

Most firms make you choose. We give you all three layers of financial expertise synced perfectly together.

Bookkeeper

  • Daily transaction categorization
  • Bank & credit card reconciliations
  • Accounts Payable & Receivable
  • Sales tax (HST/GST) filings
  • Month-end close & basic reporting
Most Common Growth Stage

Controller

  • Reviewing Bookkeeper's work
  • Advanced compliance & audit prep
  • Inventory & asset management
  • Tech stack integration (Xero/QBO)
  • Process optimization & controls

Fractional CFO

  • Cash flow forecasting & modeling
  • Board reporting & metric tracking
  • Capital raising & debt strategy
  • M&A and exit planning preparation
  • Strategic pricing & margin analysis
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The “Full Stack” Advantage

Your Bookkeeper handles the day-to-day. Your Controller ensures compliance and sets the processes. Your CFO drives the strategy. All communicating in the exact same system.

How We Work Together

01

Discovery Call

15-minute intro to understand your stage, current frustrations, and growth goals.

02

Financial Assessment

We securely audit your current books, tech stack, and reporting to find the gaps.

03

Custom Plan

A tailored engagement picking exactly which levels (Bookkeeper/Controller/CFO) you need.

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Onboard & Grow

We integrate with your team. Processes are streamlined, and you get real-time clarity.

Built for Your Industry.

We don't do generic bookkeeping. We bring specialized KPIs, tax strategies, and reporting structures tailored to how your specific business operates.

Professional Services

Agencies, consultants, and law firms.

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SaaS & Tech

MRR tracking, burn rate, and SR&ED planning.

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Construction

Job costing, WIP tracking, and union payroll.

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Healthcare

Clinics, dental offices, and medical corps.

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E-Commerce

Inventory reconciliation and multi-channel sales.

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Manufacturing

Cost of goods sold and supply chain finance.

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Nonprofits

Grant tracking, fund accounting, and board reporting.

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Don't see your industry?

Our foundational systems apply to 90% of business models.

Let's Chat
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Clients Served

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Years Experience

$0M+

Client Revenue Managed

0%

Client Retention Rate

Real Results.

We don't just balance the books. We drive measurable financial performance.

SaaS & Tech

How we reduced a Series A startup's burn rate by 22%

By implementing proper departmental budgeting and optimizing their tech spend, we extended their runway by 8 months.

↓ 22% Burn Ratein first 90 days
Professional Services

Closing the books 80% faster for a growing agency

We migrated them to Xero, automated accounts payable with Plooto, and eliminated manual data entry completely.

↓ 80% Close TimeFrom 20 days to 4 days

What Founders Are Saying

"Switching to APX Accounting was the best decision for our agency. They found $30k in SR&ED claims our old accountant completely missed."

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Sarah J.CEO, TechFlow Agency

"We finally have a CFO-level dashboard. I know exactly what our cash position is every morning without running requested reports."

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Michael T.Founder, BuildRight Con.

"The transition from full-time bookkeeper to their fractional model saved us $60k a year, and the quality of work is 10x better."

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Elena R.Director of Ops, Elevate SaaS

Powered by the tools you already use

xeroXero
QuickBooksQuickBooks
DextDext
PlootoPlooto
GustoGusto
StripeStripe
ShopifyShopify
HubSpotHubSpot
DeelDeel
RampRamp
xeroXero
QuickBooksQuickBooks
DextDext
PlootoPlooto
GustoGusto
StripeStripe
ShopifyShopify
HubSpotHubSpot
DeelDeel
RampRamp

Insights & Resources.

View All
Guides 4 min read

The CFO Readiness Quiz: Is Your Startup Missing $50k+ in SR&ED?

A quick diagnostic tool and guide to uncover SR&ED claims you're likely missing with a basic bookkeeper.

Strategy 6 min read

Fractional CFO vs. Full-Time CFO: When to Scale

Paying $200k+ for a full-time CFO before hitting $10M ARR can throttle growth. Here's the math.

Compliance 5 min read

Ontario AODA Compliance Checklist for Tech Companies

Don't risk a $100k fine. Use this checklist to ensure your digital real estate is legally compliant in Ontario.

Ready to stop worrying about your finances?

Book a free 15-minute discovery call. No pressure. No commitment. Just a fresh set of eyes on your numbers.